Disclaimer & Disclosures

Last updated: October 16, 2026

1. General Information Only

The content on https://zenithfinancialmanagement.com/ is shared for general information and education. It does not take into account your personal goals, income, taxes, family situation or comfort with risk. Nothing on this Website is a recommendation to buy, sell or hold any investment, insurance policy or other financial product.

2. Our Regulatory Status

Zenith Finserve is a financial planning firm. We are not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser or as a Research Analyst, and we do not offer investment advice or research reports as defined under SEBI regulations. Our planning work covers areas such as goals, cash flow, insurance needs, retirement and estate planning, and helps you understand your options. Decisions about specific investments remain yours. Our founder, Anuj Kesarwani, holds the Certified Financial Planner (CFP) certification from FPSB India and the CTEP certification. These are professional certifications. They are not licences issued by SEBI, RBI, IRDAI or any other regulator.

3. Mutual Fund Distribution Disclosure

Zenith Finserve distributes mutual fund products as an AMFI registered mutual fund distributor. AMFI Registration Number (ARN): [ARN number]. Valid until: [ARN validity date]. [Remove this section if Zenith does not hold an ARN.]
  • We help clients invest only in direct plans of mutual fund schemes. We do not receive commission, trail fees or incentives from any mutual fund house.
Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing.

4. How We Are Paid

We are a fee-only firm. Our income comes from fees paid directly by our clients under a written agreement. We do not accept commissions, referral fees, sponsorship or other payments from product providers for suggesting or selling their products. Because we are paid by clients and not by product providers, we aim to avoid conflicts of interest. Where a conflict could arise, we will tell you in writing and explain how we manage it.

5. Disclosure of Interest

  • Zenith Finserve and its founder have no ownership in, or financial relationship with, any mutual fund house, insurer, broker or product provider mentioned on the Website.
  • Where Zenith Finserve or its team members hold any product discussed in an article, we will state that in the article.
  • Mentions of funds, companies or products on the Website are examples for education and are not endorsements.

6. Market Risk and Returns

All investments carry risk, including the possible loss of the amount you invest. Returns from mutual funds, equities, bonds and other products are not guaranteed. Past performance does not predict future results. Any figures, projections or examples on the Website, including calculators, are illustrations only and rely on assumptions that may not hold true.

7. Insurance, Tax, Legal and Estate Matters

Information on insurance, taxes, wills and estate planning is general and may change as laws change. We are not a law firm, and we do not act as a practising chartered accountant for you unless a separate written agreement says so. Please check with a qualified lawyer, chartered accountant or insurer before acting. Insurance products are offered by insurers regulated by IRDAI, and their terms govern your policy.

8. GIFT City and NRI Content

Content about GIFT City (IFSC) and investing as a Non-Resident Indian describes rules that depend on your residency, tax status, and the FEMA, SEBI, IFSCA and tax laws of India and other countries. These rules change often and may not apply to you. Please get professional advice that fits your own situation.

9. Examples, Case Studies and Testimonials

Client stories and examples on the Website are shared for illustration. Names and details may be changed to protect privacy. Results differ from person to person, and an example does not promise a similar result for you.

10. Accuracy of Content

We take care to keep information correct and up to date, using sources we believe to be reliable. We cannot promise that it is complete or free of error. Content may become outdated without notice. Please check the date on each article and confirm key facts with official sources.

11. Third-Party Content and Links

Links to other websites and references to third-party data are for your convenience. We do not control or endorse them and are not responsible for their accuracy.

12. Forward-Looking Statements

Statements about the future, such as market views or expected outcomes, are opinions at the date of writing and may prove wrong.

13. Your Responsibility

You are responsible for your own financial decisions. Before you invest or act, read the official offer documents, understand the risks and costs, and consider speaking to a registered professional.

14. Questions and Complaints

If you have a question about these disclosures, write to anuj@zenithfinserve.in. To raise a complaint, please see our Grievance Redressal page at https://zenithfinancialmanagement.com/grievance-redressal/.